Open Banking; Important Information
- New EU requirements for the banking industry came into effect on 14th September 2019.
- All KashFlow bank feeds are now Direct Feeds and included in your KashFlow subscription free of charge
- Direct feeds are a more secure and reliable method of gathering finance data through Open Banking API’s.
- The old method of bank feeds or “screen scraping” via Yodlee is now unavailable.
- If your bank is not ready with a direct API, you will have to manually import transactions through a Bank CSV Upload until a feed becomes available.
Bank Status
KashFlow is reliant on the bank providing the API and the bank is responsible for the stability of their feed. If your bank has confirmed that it’s API is available but you cannot connect through KashFlow, we are probably in the process of implementing and testing the feed internally.
The following banks are currently available in Kashflow:
| Active Banks | |
AIB GB Business | Active in KashFlow |
| AIB GB Personal | Active in KashFlow |
| AIB NI (First Trust) Personal | Active in KashFlow |
| AIB ROI Business | Active in KashFlow |
| AIB ROI Personal | Active in KashFlow |
| Amex | Active in KashFlow |
| B Bank | Active in KashFlow |
| Bank of Ireland | Active in KashFlow |
| Bank of Ireland Business | Active in KashFlow |
| Bank of Ireland Business UK | Active in KashFlow |
| Bank of Ireland UK | Active in KashFlow |
| Bank of Scotland (Business) | Active in KashFlow |
| Bank of Scotland (Personal) | Active in KashFlow |
| Barclaycard | Active in KashFlow |
| Barclaycard Commercial Payments | Active in KashFlow |
| Barclays Business | Active in KashFlow |
| Barclays Corporate | Active in KashFlow |
| Barclays Personal | Active in KashFlow |
| Capital One | Active in KashFlow |
| Cash Plus | Active in KashFlow |
| Cater Allen | Active in KashFlow |
| Chelsea Building Society | Active in KashFlow |
| Clydesdale Bank | Active in KashFlow |
| Cooperative Bank | Active in KashFlow |
| Coutts & Company | Active in KashFlow |
| Cumberland Building Society | Active in KashFlow |
| Contis Engage | Active in KashFlow |
| Danske Bank | Active in KashFlow |
| Danske Bank Business UK | Active in KashFlow |
| First Direct | Active in KashFlow |
| Halifax Personal | Active in KashFlow |
| Handelsbanken Business UK | Active in KashFlow |
| Handelsbanken UK | Active in KashFlow |
| HSBC Personal | Active in KashFlow |
| HSBC UK Business | Active in KashFlow |
| Lloyds (Business) | Active in KashFlow |
| Lloyds (Personal) | Active in KashFlow |
| M&S Bank | Active in KashFlow |
| MBNA Personal | Active in KashFlow |
| Monzo | Active in KashFlow |
| Nationwide | Active in KashFlow |
| Natwest | Active in KashFlow |
| Natwest Bankline | Active in KashFlow |
| Revolut | Active in KashFlow |
| Royal Bank of Scotland | Active in KashFlow |
| Royal Bank of Scotland Bankline | Active in KashFlow |
| Sainsbury’s Bank | Active in KashFlow |
| Santander | Active in KashFlow |
| Starling Bank | Active in KashFlow |
| Tesco Bank | Active in KashFlow |
| Tide | Active in KashFlow |
| TSB Bank | Active in KashFlow |
| Ulster Bank (ROI / EIRE) | Active in KashFlow |
| Ulster Bank (UK) | Active in KashFlow |
| Ulster Bank Business (ROI) | Active in KashFlow |
| Vanquis Bank | Active in KashFlow |
| Virgin Money | Active in KashFlow |
| Virgin Money (Essential) | Active in KashFlow |
| Yorkshire Bank | Active in KashFlow |
| Yorkshire Building Society | Active in KashFlow |
Manually importing bank transactions
To manually import your transactions you will need to:
- Change the source of your bank
- Then follow these steps to import a bank CSV file
Bank Feed Cessation FAQ’s | |
I don’t use KashFlow automatic bank feeds, should I be concerned that it will affect other parts of the product?No, the changes only affect automatic bank feeds | |
What happens if I import transactional bank data using a CSV file?There will no change to this functionality | |
Why are the bank feeds being turned off in KashFlow?Changes to the EU regulations, specifically PSD2, mean that bank feeds previously provided by Yodlee via KashFlow are no longer compliant. The aim of this directive is to provide new bank feeds that will improve and increase consumer protection. | |
What is going to happen to the existing KashFlow bank feeds after 14 September?Automatic bank feeds provided by Yodlee will be turned off | |
What is the alternative to the existing bank feeds after 14 September?To manually import your transactions you’ll first need to change the source of your bank and then follow these steps. | |
Will Kashflow have new bank feeds?Yes, we are currently working on building direct bank feeds. These will be rolled out in December 2019. See ‘Bank Status‘ above for details of the banks covered. | |
What if my bank isn’t listed?Unfortunately, if your bank isn’t listed it is currently one we are unable to support at this time. The list of supported banks is subject to change and your bank could be included with future updates. Keep checking ‘Bank Status‘ above for changes. |
Contact Support for further assistance
Click here to contact our support team or email [email protected].